In practice, you see a lot of these self-professed Judeo-Christian moralizers engage in irresponsible individualist behavior so I don't think paying lip service

In practice, you see a lot of these self-professed Judeo-Christian moralizers engage in irresponsible individualist behavior so I don't think paying lip service to religious morality is really effective here either. The overriding factor is still the structure of incentives rather than adherence to a specific moral code.