Which country are you in? Western Europe has a different culture around taking time off, and might offer different options. For example, some German companies

Which country are you in? Western Europe has a different culture around taking time off, and might offer different options. For example, some German companies offer various degrees of safety for workers who want a sabbatical. If you can be guaranteed a job, it's great. Another thing to consider: rule two of investing club is "don't time the market". You may wait your entire life for the right conditions. Some people do. You can also take the plunge and hope for the best.