I think a trust can also buy $10,000. You can also gift I-bonds (say to family). I think they can only receive up to the $10k worth of gifts per year, less what

I think a trust can also buy $10,000. You can also gift I-bonds (say to family). I think they can only receive up to the $10k worth of gifts per year, less what they've bought themselves, but (and this is important) the bond itself starts earning interest immediately, when they are gifted, not when they are received. So the family member can just take it next year, after it's already started earning at this year's higher rate. I'm not a CPA or financial advisor, so please double-check me on this.