I think folks mentioning that it’s not worth due to the yearly limit might not be thinking in the long term. If every year you invest $10k, in 20 years you wil

I think folks mentioning that it’s not worth due to the yearly limit might not be thinking in the long term. If every year you invest $10k, in 20 years you will have $200k that will have grown tax deferred to likely $400k, which should be a really nice sum equivalent to perhaps 5-10 years of living expenses, which pairs well with the equity side of the portfolio. I’ve been building my ibonds position for 8 years now, and to me they are an excellent long term holding to BND that will help me in retirement to dampen the volatility of my equities in my 80/20 allocation.