It’s not really a discount because the plan is typically more expensive than a BYOD plan. In a sense, you’re amortizing the cost of the phone over the terms of

It’s not really a discount because the plan is typically more expensive than a BYOD plan. In a sense, you’re amortizing the cost of the phone over the terms of the plan. If you look for examples of that, you’ll find it looks like nearly every loan. So cars, and houses function pretty similarly.