Mortgage deposits on houses are very expensive compared to incomes in most anglophone countries. It's completely out of reach for many workers, and for most of

Mortgage deposits on houses are very expensive compared to incomes in most anglophone countries. It's completely out of reach for many workers, and for most of those who could afford it, savings would still take several years. With high inflation, that money would be significantly devalued by the time it was sufficient for a down-payment. If this were combined with asset price inflation, it is possible that a worker might never have enough for a deposit.