3 ms·

you've rediscovered the secret sauce to peer to peer credit models https://www.turnkey-lender.com/blog/data-enrichment-is-the-secret-sauce-in-digital-lending/

• egberts1 4y ago
  Turnkey: “45 million Americans have no credit history.” Almost entirely children. There were 73 million children in the U.S. in 2019—22 percent of our nation's population.