These loans are given with a relatively high interest rate versus the borrower's credit history. When the models are created they include a default rate. If the

These loans are given with a relatively high interest rate versus the borrower's credit history. When the models are created they include a default rate. If they give enough of them then they will be profitable even if a few people decide not to pay. It's sad to say but ultimately the extra few inches will make a difference in lifetime pay. Going from say, 5'8" to 5'11" is a great difference so to many it's a simple decision to do it. Short men do have a hard time in our society. Discrimination against them is so common that I don't think people can even perceive that they are doing it. Additionally, many become permanent butt of jokes which has to be hard on the ego.