I don’t think the government should be involved in student loans at all. If people could file for bankruptcy and banks had to do their job it seems like many of

I don’t think the government should be involved in student loans at all. If people could file for bankruptcy and banks had to do their job it seems like many of these issues would be solved. If a bank was going to provide a student loan that they wanted paid back they would look at: * what the graduation rate of your major is and what the average annual income is for your major * your GPA, test scores, and other factors that can be used to predict graduation rate * the cost of the university and how likely your are to be able to repay that amount given the above I don’t think the free market is perfect, but it seems apt to handle most of these issues without resulting in all of the issues people currently have with student loans.