Knocking off 25% of a loan with compounding interest is vastly different than "pay all expenses in perpetuity for a selection of people, ~40% of the population

Knocking off 25% of a loan with compounding interest is vastly different than "pay all expenses in perpetuity for a selection of people, ~40% of the population forever". Conflating one with another is not arguing in good faith, IMO. And frankly, that would be awesome. Did you know that about 40% of the population in the US is unemployed, voluntarily or involuntarily? The proposal is basically UBI, and that's perfectly fine by me. EDIT: And why is it fine by me? Because I will eventually be one of those unemployed. Either intentionally or unintentionally, depending on how the die rolls. I'd love to know I won't be forced to panhandle or take up a menial job with a body destroyed by time just to put a roof over my head and food in my body.