> What "stupid decisions" are you identifying with the last 50 years? I can't think of a unifying theme in that timespan. How about a severe and widening disco

> What "stupid decisions" are you identifying with the last 50 years? I can't think of a unifying theme in that timespan. How about a severe and widening disconnect between the people paying for the loans, the people guaranteeing the loans, and the measurable value received by the recipient?