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This comment displays (almost) all the worst of HN - 1) Fringe opinion (15 year mortgage cap) presented as undeniable fact; 2) Even more fringe opinion (10 year
by pc86 4y ago
This comment displays (almost) all the worst of HN - 1) Fringe opinion (15 year mortgage cap) presented as undeniable fact; 2) Even more fringe opinion (10 year cap) used to intentionally, or perhaps subconsciously, make the fringe opinion appear less insane; 3) Wildly outside the commenter's area of competency.
Two other common ones not true of this comment are using a very young but non-throwaway account with very low karma, and are not responding to any criticism in the replies - true at the time of my comment but I suspect that will change.
- phkahler 4y ago>> 1) Fringe opinion Yes, but so what? That doesn't make it wrong. 2) I tend to push for extremes, so the base point seems more reasonable, but yes that was not needed or good to put in. >> 3) Wildly outside the commenter's area of competency. That stings a little, but you're not wrong. That doesn't make my reasoning wrong - see some of my replies to others, and feel free to argue against the reasoning.