"Tech debt" is doing things quickly now with the price that you have to clean up (i.e. invest more time) later, hence the word "debt". This is sometimes a good

"Tech debt" is doing things quickly now with the price that you have to clean up (i.e. invest more time) later, hence the word "debt". This is sometimes a good trade-off, just as financial debt is. Not everything that looks a bit ugly is "tech debt". And yes, it's ugly, but reality is ugly so we have to deal with it.