agree with this in principle, but I ask because if the fees come down enough, you massively expand what they can be used to pay for. I.E. no business that sells

agree with this in principle, but I ask because if the fees come down enough, you massively expand what they can be used to pay for. I.E. no business that sells real goods (with a cost of goods sold attached, as opposed to software) will ever accept a payment gateway that takes 30% - most companies dont even have 30% margins. But if I could walk in a store and buy a shirt using iTunes on my phone . . . .