I think my favorite example of using SMS in the least sane way possible is PayPal. I have a hardware key AND an authenticator app active for the account, but t

I think my favorite example of using SMS in the least sane way possible is PayPal. I have a hardware key AND an authenticator app active for the account, but they STILL won't let me send transactions without entering a code sent to my phone number. And actually, not even then, because even though I receive the code fine, they say they can't authenticate me and don't give me a chance to enter it. Yes, it's a VOIP number, but it's been the same VOIP number for the 10 years I've had the account. It's not like it's new.