Most importantly, Titanic-like disasters involving numerous losses of life generally prompt regulation or lawsuits at the very least. There is a significant fin

Most importantly, Titanic-like disasters involving numerous losses of life generally prompt regulation or lawsuits at the very least. There is a significant financial incentive not to let accidents happen. Data breaches or misuse of personal data is not punished (at least not in the US), neither by the government nor by the market. There is no financial incentive there.