I'm not attempting to refute your claim, just adding an anecdote. I recently moved to a majority hispanic area, 80ish percent. It was a bit of culture shock f

I'm not attempting to refute your claim, just adding an anecdote. I recently moved to a majority hispanic area, 80ish percent. It was a bit of culture shock for me in a lot of ways, one of which is you better have cash. Everyone I've hired to do anything will only take cash. If you offer a check, they'll sometimes say no, sometimes say OK, but I have to add tax. Not one would accept a credit card. Plumbers, electricians, handymen, guys with 50k dollar trucks and 80k dollar skid steers. I don't mean to intend to paint this as a solely hispanic thing, this is just the first place I've lived that functions that way. The guy who did our floor was white, and made the same demands in fact. It occurred to me there's likely a not insignificant amount of people making 6 figures who are according to the government, below the poverty line.