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> I've recently got a preloaded Visa that doesn't effect credit that I'll be using for shit companies that I have to deal with so I can just cut off the funding
by koolba 4y ago
> I've recently got a preloaded Visa that doesn't effect credit that I'll be using for shit companies that I have to deal with so I can just cut off the funding instead. Problem should take care of itself.
Not being able to charge your card doesn’t mean you’re not liable for the charges. If it’s worth it, they’ll sell your accounts receivable to a collection agency.
That method of skipping out on cancellation only works if they don’t actually have a name / address / etc to identify you.
- lucasyvas 4y agoI'd be willing to put this to the test - the card can't affect your credit score so I can just throw all that mail in the trash and block the number. It's meant to be a method of last resort.
- ttymck 4y agoYou can still owe someone (some business) money, even if a credit card is never involved. If a bill goes unpaid, it can go to collections.