"rightly so" What possible benefit could there be to anyone in "golly gee, who could possibly know?" vs. "It's because you're selling cannabis to Iran, stupid"

"rightly so" What possible benefit could there be to anyone in "golly gee, who could possibly know?" vs. "It's because you're selling cannabis to Iran, stupid"? My guess is that it's because most people aren't selling cannabis to Iran, and the Real Problem is the liability they [Stripe, et al] would be exposed to if they admitted their billion-dollar system (and/or call center employees) can't distinguish between Cuba and a cubano.