> But why? Mostly US bureaucracy and central banks + states having their own agendas. At this point, world governments have had how many years to figure this o

> But why? Mostly US bureaucracy and central banks + states having their own agendas. At this point, world governments have had how many years to figure this out? It's no better than 2009 in the US. Much of the world doesn't have SEPA ICT. And much of the world probably doesn't want to support a euro-centric system (e.g. Serbia). Also, about ~1B people in the world are unbanked. Decoupling the geopolitical aspects from the settlement layer is a big advantage to crypto. USDC/Circle is free to censor whomever they'd like, but the Ethereum blockchain isn't going to halt at the whims of the SEC or any other regulator.