I have a 2.3% mortgage. Do you think I'm going to refinance today? No. The bank is stuck with 2.3% from me for the next 15 years. Its a bad deal for them, and

I have a 2.3% mortgage. Do you think I'm going to refinance today? No. The bank is stuck with 2.3% from me for the next 15 years. Its a bad deal for them, and a great deal for me. As long as interest rates go up, there's no refinancing to occur. Its financially the wrong move for the property owners.