> Lastly but most importantly, covering the PIN pad with your hand defeats one key component of most skimmer scams: The spy camera that thieves typically hide s

> Lastly but most importantly, covering the PIN pad with your hand defeats one key component of most skimmer scams: The spy camera that thieves typically hide somewhere on or near the compromised ATM to capture customers entering their PINs. > Shockingly, few people bother to take this simple, effective step. I haven't taken cash out of an ATM (or carried cash altogether) for years now, but I never really used to do this as I always assumed it was protecting against the threat of someone looking over your shoulder and then subsequently mugging you. If I ever end up using a cash machine again, I will be sure to cover the digits. Thanks Krebs!