4 ms·
Do you say this because you believe that Americans are exceptional compared to the rest of the world? Because the rest of the modern world has made the change w
by sbarre 4y ago
Do you say this because you believe that Americans are exceptional compared to the rest of the world? Because the rest of the modern world has made the change without trouble.
- micromacrofoot 4y agoit’s because american corporations put profit above all else, and someone probably crunched the numbers and determined that faster transactions make them more money despite higher occurrences of fraud
- hugobitola 4y agoHow could entering a 4 digit PIN be slower than "printing a piece of receipt, handing over a pen and waiting for the customer to sign"?
- dwringer 4y agoGenerally (at least in my part of the US) people stopped being asked to sign for small purchases several years ago; usually now convenience stores and big box stores under a certain dollar amount just ask you to tap a button instead of sign.
- japanuspus 4y agoThis is the same with PIN in Europe (at least for contactless): Below a certain amount you do not have to enter the PIN.
- micromacrofoot 4y agoSigning is very rare these days, non-existent for small purchases... and still seemingly rare for larger ones. I've spent hundreds of dollars in single transactions without signature or pin.
- saltcured 4y agoWhen still requested, the signature is often just scrawling something into a signature box on a touch screen of the same device with the chip reader or contactless receiver. There might be some stylus dangling on a tether and often a spastic finger tip is sufficient to satisfy the UI.