Software is one thing. Getting people to build ships that can transport tons and tons of materials around the world, dig lithium from a mine, send things into s

Software is one thing. Getting people to build ships that can transport tons and tons of materials around the world, dig lithium from a mine, send things into space, or clean the office buildings, or dig the fiber trenches, or run the power plants is a another. If money was too diffuse, then economic decision making would be too diffuse to be an organizing principal. Whether the people who end up with the capital required to make those decisions actually deserve it or are especially good at it vs anyone else is a whole different matter.