> Sorry you can’t buy lunch, but the hold will get released in a few days, so it’s ok! I've bought gas in France with a Monzo card and the pump was able to hol

> Sorry you can’t buy lunch, but the hold will get released in a few days, so it’s ok! I've bought gas in France with a Monzo card and the pump was able to hold and release money immediately - ~150EUR hold initially, as soon as I put the pump down it adjusted to the real amount. Seems like the tech to make this happen does exist, it's just a matter of not using a shitty bank.