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"standard practice" ≠ forge-proof. That's the most absurd thing I've read today.
by MerelyMortal 4y ago
"standard practice" ≠ forge-proof. That's the most absurd thing I've read today.
- crazygringo 4y agoI mean call it "scam proof" if you want to be pedantic? Point is, if you want to make sure you're not scammed by a forged cashier's check, you can easily do so. You can protect yourself from being scammed by a forgery, so it doesn't seem unreasonable to call it forge-proof.
- omgbear 4y agoSo get a cashier's check from the bank. Forge a second copy. Now any caller to the bank will get an okay. On deposit, bank, with better abilities to detect fraudulent paper will determine one of the two is not real. That doesn't seem forge-proof. Bounce proof maybe, but that assumes you can tell the document in your hand is the original.
- crazygringo 4y agoThat's not going to work. The cashier's check has to be made out to a payee, so it's going to have your name on it. If someone forges a second copy and changes the payee, you'll find out the check wasn't written to you when you verify it. So no, it is completely untrue that any caller to the bank will get an OK. Only someone with your name will. If the bank confirms the check's info, it's good.