There's always a real bank backing this, and they are going to throw up requirements. Seems Increase is calling them "partner banks" (Blue Ridge, First Internet

There's always a real bank backing this, and they are going to throw up requirements. Seems Increase is calling them "partner banks" (Blue Ridge, First Internet). If you're using this API, presumably you would have to get KYB'd, give insight into your books, and commit to certain minimum volumes. This is not Stripe. But maybe I'm wrong (very possible).