Only in the sense that DoT has not looked into the matter long enough to figure out if somebody needs a sanctioning. If you do not comply with AML best practic

Only in the sense that DoT has not looked into the matter long enough to figure out if somebody needs a sanctioning. If you do not comply with AML best practices, you'll still eventually be on the hook the first time a ne'er do well facilitates something through ya. Repeat that process till normal folks start catching on, or someone takes Confress by the hand, and you'll find the regulations come quicker than you think.