5 ms·

A part of me really wants you to check in with them every year, to see how long they can claim they're "still investigating" for. This is great insight though

by jjcm 4y ago

A part of me really wants you to check in with them every year, to see how long they can claim they're "still investigating" for. This is great insight though re: money laundering. Something I'd have never expected would be the result of an API.

londons_explore 4y ago
Don't worry... I do... The guy assigned to my case retired. As did the next guy. And now there is a lady assigned to the case, but she has been out of the office for all of the last 3 years... Every time I call, I get told they can't discuss cases over the phone, but that they will send me a paper letter as an update... And it isn't a template letter either... But it always just says I need to keep waiting and there is no action I can take to speed the process up...
- Seattle3503 4y ago
  What would happen if you took them to small claims court?
  - londons_explore 4y ago
    Not really worth the 2 days off work it would take (1 to learn the necessary law/rules/procedures, and one to actually attend court).... Although if I'm bored in the future I might.
    - claytongulick 4y ago
      I heard of a case where a person did this and won their claim in small claims court, the defendant (I think it was Verizon?) never showed up. They got a default judgement, but still couldn't actually collect the amount owed. So they ended up filing a foreclosure on the actual building - and it worked! The foreclosure went through, and the company almost lost their brick and mortar store. Took years for the process, but it was nice to see that the courts can and will defend an individual. This all took place in TX IIRC.
      - deleted 4y ago
        [deleted]
      - jrockway 4y ago
        If you're talking about this one: https://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638 https://abcnews.go.com/Business/bank-america-florida-foreclo... The threat was enough to fix the failed transaction. The manager was able to call someone and issue a check, rather than have their branch auctioned off.
        bombcar 4y ago
        I wonder how many employees/customers at that branch thought some serious FDIC stuff was going down and BoA was going to go into receivership.
- redavni 4y ago
  You need to send a request in writing.
  - xyzzy123 4y ago
    Or contact the financial ombudsman assuming this is in the uk.
- deleted 4y ago
  [deleted]

by jjcm 4y ago

londons_explore 4y ago

Don't worry... I do... The guy assigned to my case retired. As did the next guy. And now there is a lady assigned to the case, but she has been out of the office for all of the last 3 years... Every time I call, I get told they can't discuss cases over the phone, but that they will send me a paper letter as an update... And it isn't a template letter either... But it always just says I need to keep waiting and there is no action I can take to speed the process up...

Seattle3503 4y ago
What would happen if you took them to small claims court?
- londons_explore 4y ago
  Not really worth the 2 days off work it would take (1 to learn the necessary law/rules/procedures, and one to actually attend court).... Although if I'm bored in the future I might.
  - claytongulick 4y ago
    I heard of a case where a person did this and won their claim in small claims court, the defendant (I think it was Verizon?) never showed up. They got a default judgement, but still couldn't actually collect the amount owed. So they ended up filing a foreclosure on the actual building - and it worked! The foreclosure went through, and the company almost lost their brick and mortar store. Took years for the process, but it was nice to see that the courts can and will defend an individual. This all took place in TX IIRC.
    - deleted 4y ago
      [deleted]
    - jrockway 4y ago
      If you're talking about this one: https://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638 https://abcnews.go.com/Business/bank-america-florida-foreclo... The threat was enough to fix the failed transaction. The manager was able to call someone and issue a check, rather than have their branch auctioned off.
      - bombcar 4y ago
        I wonder how many employees/customers at that branch thought some serious FDIC stuff was going down and BoA was going to go into receivership.
redavni 4y ago
You need to send a request in writing.
- xyzzy123 4y ago
  Or contact the financial ombudsman assuming this is in the uk.
deleted 4y ago
[deleted]