Yes, I understand what you mean, and I am disagreeing with you that “most” (as in > 50%) renters who have no active plan to leave a metro area would rather buy,

Yes, I understand what you mean, and I am disagreeing with you that “most” (as in > 50%) renters who have no active plan to leave a metro area would rather buy, but don’t because they can’t afford to. Some, sure. But doesn’t seem like it’s “most”.