I pay ~$500/month for "pretty good" health insurance, and my employer pays roughly the same (a "benefit" that the employer pays 'half'! /s ) And then you have

I pay ~$500/month for "pretty good" health insurance, and my employer pays roughly the same (a "benefit" that the employer pays 'half'! /s ) And then you have to pay small fees when you go visit a doctor ($25-ish each time), pay for medications (expensive). Emergency room swipes your credit card before a doctor even sees you ($150 co-pay for my plan). Pay thousands for an MRI (that the insurance company has graciously negotiated down 95%!)