What I'm describing is Venmo + Square. Neither of those 2 things completely implement what I'm describing on their own. Regardless, I didn't say that it had to

What I'm describing is Venmo + Square. Neither of those 2 things completely implement what I'm describing on their own. Regardless, I didn't say that it had to be crypto. My entire point was they have a the easiest path of any company to critical mass adoption of a service because they directly control the software of half the phones in the US.