I wonder if this is the main reason the Apple Card hasn't expanded to other countries? I don't know if the Apple brand is incentive enough for banks in Canada o

I wonder if this is the main reason the Apple Card hasn't expanded to other countries? I don't know if the Apple brand is incentive enough for banks in Canada or the UK to expand who they offer their credit cards to. At the end of the day, it's the Bank that is taking all the risk.