I know this isn't an answer to the question, but an observation I'm seeing and experiencing personally. I spent my 20s and 30s gathering wealth in the US, help

I know this isn't an answer to the question, but an observation I'm seeing and experiencing personally. I spent my 20s and 30s gathering wealth in the US, helped built 2.5 unicorns, and saved enough for an early retirement. In my 40s, I'm living in Europe and enjoying more family-focused cultures.