Not only was he operating an unlicensed money transmitter business, but he was specifically advising his customers to structure their deposits and lie to their

Not only was he operating an unlicensed money transmitter business, but he was specifically advising his customers to structure their deposits and lie to their banks to avoid scrutiny. That really gives the impression that he either knew or suspected that his customers were dealing with dirty money. > Mr. Hopkins admitted he promised not to get involved in the details of M.H’s business dealings, but told M.H. how to circumvent financial institution reporting requirements by keeping deposits under $9,500, and directed M.H. to lie to financial institutions about the purpose of the business: > “I’m set up as a marketing company, so tell them you’re paying for a marketing campaign,” he said.