Fellow fiftysomething here who considers AppleCare, like other paid-extended-warranties, a racket. (If Apple, with all their data, think it's a net-profitable

Fellow fiftysomething here who considers AppleCare, like other paid-extended-warranties, a racket. (If Apple, with all their data, think it's a net-profitable offer, I must be net-losing on the deal versus the default of self-insurance. Especially since I am a more-prudent-than-average device owner!)