I can no longer trust 2FA. 2FA was the beginning of my problem as my 2FA app on my phone stopped working. I have a yubikey but I reckon if that were lost I'd be

I can no longer trust 2FA. 2FA was the beginning of my problem as my 2FA app on my phone stopped working. I have a yubikey but I reckon if that were lost I'd be in the same situation. I segment all my accounts anyway. I've never allowed google or Apple to store my payment credentials.