> Patreon is where the users are. I've evaluated other platforms, but at that point I'm probably going to come up with my own thing on top of Stripe if Patreon

> Patreon is where the users are. I've evaluated other platforms, but at that point I'm probably going to come up with my own thing on top of Stripe if Patreon falls over. I'm kinda low on ideas on how to make such a migration palatable otherwise. Theoretically it shouldn't be too difficult to periodically charge people and then send this money as a single sum periodically. This is done by companies all of the time. As it's one person you can cut out a lot of the complications. > As a corollary, if credit card information was actually pwned, it's not like people can do much about that either at 10:30 PM EDT on a thursday after the Queen died. The financial system is gonna be kind of tied up. Two factor auth is a more actionable step that can have measurable security benefits. If it really is a credit card pwnage, that's a big enough problem at Patreon's scale that individual actions can't really do anything. It would need a systemic response. Patreon just fired their entire security team, they may not be well positioned for such a scenario. 2FA is of course good to have but I somehow doubt accounts have been compromised in this way (if they have been compromised at all). I suspect that although the Queen has died, financial systems continue to operate near normal (minus the stock market).