I think of money as being a messaging protocol for trust. When the government lowers interest rates it benefits asset holders first because the rest of the econ

I think of money as being a messaging protocol for trust. When the government lowers interest rates it benefits asset holders first because the rest of the economy has not realized that their money is worth less (see the Cantillon effect https://en.wikipedia.org/wiki/Richard_Cantillon https://en.wikipedia.org/wiki/Richard_Cantillon).