Is the very first example really true? Would most people really take a dollar now over 10 dollars in a year? I wouldn't (except I need the money right now becau

Is the very first example really true? Would most people really take a dollar now over 10 dollars in a year? I wouldn't (except I need the money right now because otherwise I'd have to turn around, look for an ATM and come back later - which I don't thinks is implied here). Apart form that I really like the post and the conclusion of the research. Still, I dislike the example and can't imagine this is true for a majority of people.