What's even more terrifying is that for every person savvy enough to at least know when something's not right (new PIN box), there's several more that wouldn't

What's even more terrifying is that for every person savvy enough to at least know when something's not right (new PIN box), there's several more that wouldn't give it a second thought. Although having a more modern browser will help, this is the kind of stuff that only better education can truly protect against.