Not always. I used taxAct last year to file, as I always do. I paid what I was told I owe by the software. I just received a tax refund in the mail. Just a chec

Not always. I used taxAct last year to file, as I always do. I paid what I was told I owe by the software. I just received a tax refund in the mail. Just a check with a memo reading "tax refund", no explanation. Further, that would be true anywhere, since no system is immune to tax fraud or improper communication.