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But why? Getting your account randomly closed is not commonplace, and if you are poor, not having the $X in Account B when you need to pay for food from A is no
by Semaphor 4y ago
But why? Getting your account randomly closed is not commonplace, and if you are poor, not having the $X in Account B when you need to pay for food from A is not just inconvenient, but also makes you pay more in overdraft fees. Yes, you can do it, but I’d say the disadvantages outweigh the benefits by a huge margin.
- ac29 4y ago> but also makes you pay more in overdraft fees Overdraft services have been opt-in only for over a decade: https://www.consumerfinance.gov/rules-policy/regulations/1005/17/ https://www.consumerfinance.gov/rules-policy/regulations/100...
- Semaphor 4y agoSure, not buying food at all is certainly better ;) or standing at the register and having to return items in front of everyone.