And I, as an Australian citizen, am wondering why we don't have this mess. Afaik in our system, each insurer just has one flat price for how much they cover of

And I, as an Australian citizen, am wondering why we don't have this mess. Afaik in our system, each insurer just has one flat price for how much they cover of each procedure. And each provider has a flat price for how much the procedure costs. No individual negotiations between providers and insurers.