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The Indian Banks also require the same. The central bank forced them to adopt this. Any txn over certain amount (I think Rs 500, $5) needs a one time code, sent
by davchana 4y ago
The Indian Banks also require the same. The central bank forced them to adopt this. Any txn over certain amount (I think Rs 500, $5) needs a one time code, sent to user's phone, valid for like 10 minutes. Merchants always get a token of validation from bank, not the actual credit card number.
- YetAnotherNick 4y agoAny domestic transaction requires OTP. Any international transaction by default requires OTP.
- davchana 4y agoAny transactions using Indian Banks need OTP over certain amount, indian website or not. Any transactions using non-indian banks or cards go through without asking any OTP.