Well I don't even have a first home anywhere (can't afford to buy), nor do I have a place to visit. The first item is not relevant to me. But in fact a lot of

Well I don't even have a first home anywhere (can't afford to buy), nor do I have a place to visit. The first item is not relevant to me. But in fact a lot of people in the UK used to regularly access some place in the cheaper EU countries which they stayed at as and when they felt like, because travel used to be so easy - and much cheaper then visiting other places in the UK. Not necessarily places owned by themselves. I've known many poorer people do this from the UK in the past, you might be surprised. It's cheaper to stay at a resort in some parts of the EU than to rent a low quality flat in the UK, and much cheaper to stay on some patch of rural land. Whatever order my list was presented in, each item necessarily affects only a minority. That's not a good reason to dismiss. The combination of minorities is no longer a minority. Many people in the UK are affected by one item or another. The GP rather implied that regular life for just about everyone was unaffected, but that's not what I see or experience. Unfortunately it's common that people tend not to think of issues affecting a minority of other people who aren't revealing it in their personal circle, and often don't think of their existence, even though most people are themselves in some minority with issues or linked to someone who is.