> Health insurance companies know this and are legally forbidden to charge obese people more under the ACA. You make it sound like there is a specific provisio

> Health insurance companies know this and are legally forbidden to charge obese people more under the ACA. You make it sound like there is a specific provision in the ACA that says, “thou shalt not charge the obese higher premiums.” There is not. Insurance companies are allowed to adjust premiums based on the insured’s age and whether or not they smoke, end of list. The situation you’re advocating for (charge people based on their known risk at the time of policy issuance) is basically how insurance used to work, and it was dystopian. I literally had a doctor advise me to never get a certain test performed because I might become uninsurable. This state of affairs did not lead to ideal health outcomes.