I believe my employer pays around £1,000 a year, which I think is a bit steep as it does not cover much and I’ve only ever made one claim under private insuranc

I believe my employer pays around £1,000 a year, which I think is a bit steep as it does not cover much and I’ve only ever made one claim under private insurance in my life and the total bill was only £1400. Private medical offered to normal employees doesn’t really plug the gap in the NHS services