> their multiple year old account history for that account will be part of your credit, bringing up the average age Sorta. The most popular credit score (some

> their multiple year old account history for that account will be part of your credit, bringing up the average age Sorta. The most popular credit score (some version of FICO) ignores authorized user accounts so this doesn’t improve AAoA nor credit utilization. I guess too many people were taking advantage of this hack back in ~2012 lol. I suspect it’s still useful for initializing a credit report so you don’t get stuck having to verify your identity/address and improves your odds with the bank’s internal risk assessment.