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Did you ever get the situation sorted? If so, any tips?
by distantaidenn 4y ago
Did you ever get the situation sorted? If so, any tips?
- SilasX 4y agoI had a financial advisor connected to a bank. I applied for a credit card there and followed up on the rejection at the number they gave. (I might have had to ask the advisor to intervene, not sure.) I got through to the CC people, they asked me a few more questions (previous employment[1]) and then approved one with a low limit. From then on I built a history. Edit: ah, you’re the OP. Did you have that same issue, where sites would assure you you have a good credit score even as you keep getting rejected on any credit application? [1] If they lean further on credit reports as a job applicant filter, that could turn into an even worse catch-22!
- sangnoir 4y agoIf you have the cash flow, you can get a secured credit card or secured loan, which is giving a bank the money to lend[1] back to you at no risk to them. i.e. if you give them $500 as security, they'll give you a credit card with a $500-limit, which you still need to settle like any other credit card. Most people who didn't miss payments get their security back after a year.